Ranch home in Louisville, KY
A Ranch home in Louisville, KY, it offers 3 bedrooms and 1 bathroom across 1,336 square feet. Its Ranch character defines the property's look.
| Price | $259,900 |
|---|
| Beds | 3 |
|---|
| Baths | 1 |
|---|
| Sqft | 1336 |
|---|
| Architectural style | Ranch (60% match) |
|---|
| Address | 10508 Torrington Rd, Louisville, KY 40272 |
|---|
Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little under the area.
- At $260K, this home is 5% below the $275K median for 1350 similar Ranch homes in Louisville, KY.
- That works out to $195 per square foot, 13% above the $172 comparable rate.
- On the market 24 days.
| This home | $259,900 |
|---|
| Ranch median in Louisville, KY | $275,000 (1350 homes) |
|---|
| Price per sq ft | $195 vs. $172 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,706/month with 20% down at a 7.28% 30-year fixed rate. You would need about $73,129 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,423/mo |
|---|
| Property tax (new-buyer reassessed rate) | $186/mo |
|---|
| Homeowners insurance | $97/mo |
|---|
| Total monthly | $1,706/mo |
|---|
| Down payment (20%) | $51,980 |
|---|
| Income needed | $73,129/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
|---|
| Beats renting in | 16% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $123,854 |
|---|
| Range (10th to 90th pct) | $73,160 to $183,156 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Louisville, KY where local data is thin.
Local home values
Typical home values in Louisville, KY have risen about 22% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia