Cottage / Storybook home in Tucson, AZ
A Cottage home in Tucson, AZ, it offers 2 bedrooms and 1 bathroom across 1,014 square feet. Its Cottage character defines the property's look.
| Price | $285,000 |
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| Beds | 2 |
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| Baths | 1 |
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| Sqft | 1014 |
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| Architectural style | Cottage / Storybook (32% match) |
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| Address | 1420 N El Rio Dr, Tucson, AZ 85745 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced in line with the area.
- At $285K, this home is 2% above the $280K median for 7 similar Cottage / Storybook homes in Tucson, AZ.
- That works out to $281 per square foot, 40% above the $201 comparable rate.
- On the market 22 days.
| This home | $285,000 |
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| Cottage / Storybook median in Tucson, AZ | $279,900 (7 homes) |
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| Price per sq ft | $281 vs. $201 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,814/month with 20% down at a 7.28% 30-year fixed rate. You would need about $77,748 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,560/mo |
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| Property tax (new-buyer reassessed rate) | $147/mo |
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| Homeowners insurance | $107/mo |
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| Total monthly | $1,814/mo |
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| Down payment (20%) | $57,000 |
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| Income needed | $77,748/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (68 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (68/100) |
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| Beats renting in | 23% of modeled paths |
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| Modeled 5-yr equity (median) | $145,772 |
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| Range (10th to 90th pct) | $89,689 to $215,882 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Tucson, AZ where local data is thin.
Local home values
Typical home values in Tucson, AZ have risen about 12% over the past 5 years (-2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow