Ranch home in Memphis, TN
Set in Memphis, TN, this Ranch home provides 3 bedrooms and 2 bathrooms. Notable features include tennis court, attached garage, fireplace, and open floor plan.
| Price | $199,900 |
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| Beds | 3 |
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| Baths | 2 |
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| Architectural style | Ranch (55% match) |
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| Address | 4325 Bear Creek Ln, Memphis, TN 38141 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage, fireplace, open floor plan, tennis court.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $200K, this home is 18% above the $170K median for 1254 similar Ranch homes in Memphis, TN.
- On the market 10 days.
No square footage is listed, so the per-square-foot comparison is not available. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,281/month with 20% down at a 7.28% 30-year fixed rate. You would need about $54,890 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,094/mo |
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| Property tax (new-buyer reassessed rate) | $112/mo |
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| Homeowners insurance | $75/mo |
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| Total monthly | $1,281/mo |
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| Down payment (20%) | $39,980 |
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| Income needed | $54,890/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (73 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (73/100) |
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| Beats renting in | 34% of modeled paths |
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| Modeled 5-yr equity (median) | $110,898 |
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| Range (10th to 90th pct) | $69,863 to $160,454 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Memphis, TN where local data is thin.
Local home values
Typical home values in Memphis, TN have risen about 17% over the past 5 years (+0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately