Townhouse / Rowhouse home in 197 Laidlaw Ave Jersey City, NJ
Set in Bayonne, NJ, this Townhouse home provides 4 bedrooms and 2 bathrooms across 1,268 square feet. Its Townhouse character defines the property's look.
| Price | $750,000 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 1268 |
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| Architectural style | Townhouse / Rowhouse (47% match) |
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| Address | 197 Laidlaw Ave Jersey City, NJ 07306 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced in line with the area.
- At $750K, this home is 3% below the $772K median for 314 similar Townhouse / Rowhouse homes in Bayonne, NJ.
- That works out to $591 per square foot, 11% above the $533 comparable rate.
- On the market 13 days.
| This home | $750,000 |
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| Townhouse / Rowhouse median in Bayonne, NJ | $772,000 (314 homes) |
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| Price per sq ft | $591 vs. $533 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $5,780/month with 20% down at a 7.28% 30-year fixed rate. You would need about $247,726 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $4,105/mo |
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| Property tax (new-buyer reassessed rate) | $1,394/mo |
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| Homeowners insurance | $281/mo |
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| Total monthly | $5,780/mo |
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| Down payment (20%) | $150,000 |
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| Income needed | $247,726/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (62 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (62/100) |
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| Beats renting in | 9% of modeled paths |
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| Modeled 5-yr equity (median) | $374,339 |
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| Range (10th to 90th pct) | $225,669 to $546,779 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Movoto