Cottage / Storybook home in Whites Creek, TN
This 2,240-square-foot Cottage home in Whites Creek, TN includes 4 bedrooms and 2 bathrooms. The listing highlights an attached garage.
| Price | $475,000 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 2240 |
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| Architectural style | Cottage / Storybook (91% match) |
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| Address | 5111 Clarksville Hwy, Whites Creek, TN 37189 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $475K, this home is 34% below the $725K median for 425 similar Cottage / Storybook homes in Nashville, TN.
- That works out to $212 per square foot, 37% below the $336 comparable rate.
- On the market 24 days.
| This home | $475,000 |
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| Cottage / Storybook median in Nashville, TN | $724,900 (425 homes) |
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| Price per sq ft | $212 vs. $336 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,043/month with 20% down at a 7.28% 30-year fixed rate. You would need about $130,429 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,600/mo |
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| Property tax (new-buyer reassessed rate) | $265/mo |
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| Homeowners insurance | $178/mo |
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| Total monthly | $3,043/mo |
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| Down payment (20%) | $95,000 |
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| Income needed | $130,429/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (70 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (70/100) |
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| Beats renting in | 27% of modeled paths |
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| Modeled 5-yr equity (median) | $257,451 |
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| Range (10th to 90th pct) | $161,461 to $374,163 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Nashville, TN where local data is thin.
Local home values
Typical home values in Nashville, TN have risen about 21% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately