home in Key West, FL
This 1,281-square-foot home in Key West, FL includes 3 bedrooms and 2 bathrooms.
| Price | $1,050,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1281 |
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| Address | 614 Roberts Ln, Key West, FL 33040 |
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Why buy this home
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little under the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $6,937/month with 20% down at a 7.28% 30-year fixed rate. You would need about $297,316 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $5,747/mo |
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| Property tax (new-buyer reassessed rate) | $796/mo |
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| Homeowners insurance | $394/mo |
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| Total monthly | $6,937/mo |
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| Down payment (20%) | $210,000 |
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| Income needed | $297,316/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
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| Beats renting in | 16% of modeled paths |
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| Modeled 5-yr equity (median) | $513,827 |
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| Range (10th to 90th pct) | $301,341 to $757,253 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Key West, FL where local data is thin.
Local home values
Typical home values in Key West, FL have risen about 27% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow