Townhouse / Rowhouse home in Philadelphia, PA
This Townhouse property is located in Philadelphia, PA. Its Townhouse character defines the property's look.
| Price | $35,000 |
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| Architectural style | Townhouse / Rowhouse (73% match) |
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| Address | 3000 N 21st St, Philadelphia, PA 19132 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $35K, this home is 88% below the $285K median for 3575 similar Townhouse / Rowhouse homes in Philadelphia, PA.
- On the market 8 days.
It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. No square footage is listed, so the per-square-foot comparison is not available. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $248/month with 20% down at a 7.28% 30-year fixed rate. You would need about $10,636 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $192/mo |
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| Property tax (new-buyer reassessed rate) | $43/mo |
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| Homeowners insurance | $13/mo |
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| Total monthly | $248/mo |
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| Down payment (20%) | $7,000 |
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| Income needed | $10,636/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (67 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (67/100) |
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| Beats renting in | 26% of modeled paths |
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| Modeled 5-yr equity (median) | $17,083 |
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| Range (10th to 90th pct) | $10,240 to $25,331 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Philadelphia, PA where local data is thin.
Local home values
Typical home values in Philadelphia, PA have risen about 28% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia