home in Napa, CA
This 2,102-square-foot home in Napa, CA includes 4 bedrooms and 2 bathrooms.
| Price | $1,249,000 |
|---|
| Beds | 4 |
|---|
| Baths | 2 |
|---|
| Sqft | 2102 |
|---|
| Address | 4078 Tokay Dr, Napa, CA 94558 |
|---|
Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little above the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $8,554/month with 20% down at a 7.28% 30-year fixed rate. You would need about $366,601 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $6,837/mo |
|---|
| Property tax (new-buyer reassessed rate) | $1,249/mo |
|---|
| Homeowners insurance | $468/mo |
|---|
| Total monthly | $8,554/mo |
|---|
| Down payment (20%) | $249,800 |
|---|
| Income needed | $366,601/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
|---|
| Beats renting in | 15% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $620,467 |
|---|
| Range (10th to 90th pct) | $376,414 to $914,790 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Napa, CA where local data is thin.
Local home values
Typical home values in Napa, CA have risen about 3% over the past 5 years (-2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia