Ranch home in San Jose, CA
A Ranch home in San Jose, CA, it offers 4 bedrooms and 2 bathrooms across 1,517 square feet. The Ranch styling carries through the home's design.
| Price | $1,588,000 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 1517 |
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| Architectural style | Ranch (67% match) |
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| Address | 3286 Desertwood Ln, San Jose, CA 95132 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little above the area.
- At $1.6M, this home is 6% above the $1.5M median for 993 similar Ranch homes in San Jose, CA.
- That works out to $1047 per square foot, 4% above the $1002 comparable rate.
- On the market 23 days.
| This home | $1,588,000 |
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| Ranch median in San Jose, CA | $1,498,000 (993 homes) |
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| Price per sq ft | $1,047 vs. $1,002 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $10,876/month with 20% down at a 7.28% 30-year fixed rate. You would need about $466,103 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $8,692/mo |
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| Property tax (new-buyer reassessed rate) | $1,588/mo |
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| Homeowners insurance | $595/mo |
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| Total monthly | $10,876/mo |
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| Down payment (20%) | $317,600 |
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| Income needed | $466,103/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (81 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (81/100) |
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| Beats renting in | 51% of modeled paths |
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| Modeled 5-yr equity (median) | $1,106,845 |
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| Range (10th to 90th pct) | $746,002 to $1,532,443 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward San Jose, CA where local data is thin.
Local home values
Typical home values in San Jose, CA have risen about 18% over the past 5 years (+0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow