Townhouse / Rowhouse home in Jersey City, NJ
This Townhouse multifamily home in Jersey City, NJ offers 7 bedrooms and 3 bathrooms. Its Townhouse character defines the property's look.
| Price | $935,000 |
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| Beds | 7 |
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| Baths | 3 |
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| Architectural style | Townhouse / Rowhouse (34% match) |
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| Address | 198 Columbia Ave, Jersey City, NJ 07307 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced above comparable homes.
- At $935K, this home is 21% above the $772K median for 314 similar Townhouse / Rowhouse homes in Bayonne, NJ.
- New to market (5 days), so expect competition.
No square footage is listed, so the per-square-foot comparison is not available. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $7,206/month with 20% down at a 7.28% 30-year fixed rate. You would need about $308,832 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $5,118/mo |
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| Property tax (new-buyer reassessed rate) | $1,738/mo |
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| Homeowners insurance | $351/mo |
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| Total monthly | $7,206/mo |
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| Down payment (20%) | $187,000 |
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| Income needed | $308,832/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (73 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (73/100) |
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| Beats renting in | 29% of modeled paths |
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| Modeled 5-yr equity (median) | $594,917 |
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| Range (10th to 90th pct) | $386,778 to $834,278 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Trulia