Cottage / Storybook home in PHILADELPHIA, PA
This Cottage home in PHILADELPHIA, PA offers 3 bedrooms and 2 bathrooms across 2,010 square feet. Notable features include attached garage, deck / patio, fireplace, hardwood floors, and open floor plan. The Cottage styling carries through the home's design.
| Price | $500,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 2010 |
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| Architectural style | Cottage / Storybook (34% match) |
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| Address | 466 Paoli Avenue, PHILADELPHIA, PA 19128 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage, deck / patio, fireplace, hardwood floors, open floor plan, vaulted / high ceilings.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced a little above the area.
- At $500K, this home is 11% above the $449K median for 13 similar Cottage / Storybook homes in Philadelphia, PA.
- That works out to $249 per square foot, 11% below the $279 comparable rate.
| This home | $500,000 |
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| Cottage / Storybook median in Philadelphia, PA | $449,000 (13 homes) |
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| Price per sq ft | $249 vs. $279 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,545/month with 20% down at a 7.28% 30-year fixed rate. You would need about $151,936 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,737/mo |
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| Property tax (new-buyer reassessed rate) | $621/mo |
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| Homeowners insurance | $188/mo |
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| Total monthly | $3,545/mo |
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| Down payment (20%) | $100,000 |
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| Income needed | $151,936/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home D (45 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | D (45/100) |
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| Beats renting in | 2% of modeled paths |
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| Modeled 5-yr equity (median) | $179,466 |
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| Range (10th to 90th pct) | $92,612 to $287,968 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Philadelphia, PA where local data is thin.
Local home values
Typical home values in Philadelphia, PA have risen about 28% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately