Mediterranean home in Phoenix, AZ
A Mediterranean home in Phoenix, AZ, it offers 4 bedrooms and 3 bathrooms across 3,156 square feet. The Mediterranean styling carries through the home's design.
| Price | $849,000 |
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| Beds | 4 |
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| Baths | 3 |
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| Sqft | 3156 |
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| Architectural style | Mediterranean (43% match) |
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| Address | 16442 S 4TH Street, Phoenix, AZ 85048 |
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Why buy this home
- Confirmed Mediterranean architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little above the area.
- At $849K, this home is 7% above the $795K median for 360 similar Mediterranean homes in Phoenix, AZ.
- That works out to $269 per square foot, 8% below the $293 comparable rate.
- On the market 9 days.
| This home | $849,000 |
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| Mediterranean median in Phoenix, AZ | $795,000 (360 homes) |
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| Price per sq ft | $269 vs. $293 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $5,404/month with 20% down at a 7.28% 30-year fixed rate. You would need about $231,608 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $4,647/mo |
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| Property tax (new-buyer reassessed rate) | $439/mo |
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| Homeowners insurance | $318/mo |
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| Total monthly | $5,404/mo |
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| Down payment (20%) | $169,800 |
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| Income needed | $231,608/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (70 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (70/100) |
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| Beats renting in | 27% of modeled paths |
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| Modeled 5-yr equity (median) | $465,674 |
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| Range (10th to 90th pct) | $288,955 to $669,223 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Phoenix, AZ where local data is thin.
Local home values
Typical home values in Phoenix, AZ have risen about 8% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow