Victorian / Queen Anne home in TAMPA, FL
This Victorian home in TAMPA, FL offers 3 bedrooms and 2 bathrooms across 1,974 square feet. Its Victorian character defines the property's look.
| Price | $425,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1974 |
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| Architectural style | Victorian / Queen Anne (65% match) |
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| Address | 1203 E CHELSEA STREET, TAMPA, FL 33603 |
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Why buy this home
- Confirmed Victorian / Queen Anne architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $425K, this home is 36% below the $660K median for 10 similar Victorian / Queen Anne homes in Tampa, FL.
- That works out to $215 per square foot, 44% below the $384 comparable rate.
| This home | $425,000 |
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| Victorian / Queen Anne median in Tampa, FL | $660,000 (10 homes) |
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| Price per sq ft | $215 vs. $384 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,808/month with 20% down at a 7.28% 30-year fixed rate. You would need about $120,342 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,326/mo |
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| Property tax (new-buyer reassessed rate) | $322/mo |
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| Homeowners insurance | $159/mo |
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| Total monthly | $2,808/mo |
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| Down payment (20%) | $85,000 |
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| Income needed | $120,342/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A+ (92 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A+ (92/100) |
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| Beats renting in | 80% of modeled paths |
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| Modeled 5-yr equity (median) | $352,847 |
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| Range (10th to 90th pct) | $244,461 to $480,999 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Tampa, FL where local data is thin.
Local home values
Typical home values in Tampa, FL have risen about 18% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow