Ranch home in 3621 Wimberly Dr Chattanooga, TN
This 1,316-square-foot Ranch home in Chattanooga, TN includes 3 bedrooms and 2 bathrooms. Its Ranch character defines the property's look.
| Price | $250,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1316 |
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| Architectural style | Ranch (60% match) |
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| Address | 3621 Wimberly Dr Chattanooga, TN 37416 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- At $250K, this home is 19% below the $310K median for 460 similar Ranch homes in Chattanooga, TN.
- That works out to $190 per square foot, 1% above the $188 comparable rate.
- On the market 11 days.
| This home | $250,000 |
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| Ranch median in Chattanooga, TN | $310,000 (460 homes) |
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| Price per sq ft | $190 vs. $188 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,602/month with 20% down at a 7.28% 30-year fixed rate. You would need about $68,647 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,368/mo |
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| Property tax (new-buyer reassessed rate) | $140/mo |
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| Homeowners insurance | $94/mo |
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| Total monthly | $1,602/mo |
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| Down payment (20%) | $50,000 |
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| Income needed | $68,647/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (60 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (60/100) |
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| Beats renting in | 13% of modeled paths |
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| Modeled 5-yr equity (median) | $113,634 |
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| Range (10th to 90th pct) | $64,949 to $170,127 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chattanooga, TN where local data is thin.
Local home values
Typical home values in Chattanooga, TN have risen about 24% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto