Modern / Contemporary home in Overton Plan, ID
A Modern home in Overton Plan, ID, it offers 2 bedrooms and 3 bathrooms across 1,526 square feet. The Modern styling carries through the home's design.
| Price | $610,125 |
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| Beds | 2 |
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| Baths | 3 |
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| Sqft | 1526 |
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| Architectural style | Modern / Contemporary (34% match) |
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| Address | Overton Plan, Fernan Hill | OLO Builders |
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Why buy this home
- Confirmed Modern / Contemporary architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $610K, this home is 56% below the $1.4M median for 16 similar Modern / Contemporary homes in Coeur d'Alene, ID.
- That works out to $400 per square foot, 15% below the $471 comparable rate.
- New to market (5 days), so expect competition.
| This home | $610,125 |
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| Modern / Contemporary median in Coeur d'Alene, ID | $1,372,500 (16 homes) |
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| Price per sq ft | $400 vs. $471 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,909/month with 20% down at a 7.28% 30-year fixed rate. You would need about $167,532 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,340/mo |
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| Property tax (new-buyer reassessed rate) | $341/mo |
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| Homeowners insurance | $229/mo |
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| Total monthly | $3,909/mo |
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| Down payment (20%) | $122,025 |
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| Income needed | $167,532/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
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| Beats renting in | 17% of modeled paths |
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| Modeled 5-yr equity (median) | $295,600 |
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| Range (10th to 90th pct) | $177,054 to $438,244 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Zillow