Prairie home in Naperville, IL
A Prairie home in Naperville, IL, it offers 4 bedrooms and 4 bathrooms across 4,454 square feet. Its Prairie character defines the property's look.
| Price | $1,080,000 |
|---|
| Beds | 4 |
|---|
| Baths | 4 |
|---|
| Sqft | 4454 |
|---|
| Architectural style | Prairie (54% match) |
|---|
| Address | 304 Apple River Dr, Naperville, IL 60565 |
|---|
Why buy this home
- Confirmed Prairie architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little under the area.
- At $1.1M, this home is 90% above the $568K median for 220 similar Prairie homes in Chicago, IL.
- That works out to $242 per square foot, 5% below the $254 comparable rate.
- On the market 24 days.
| This home | $1,080,000 |
|---|
| Prairie median in Chicago, IL | $567,500 (220 homes) |
|---|
| Price per sq ft | $242 vs. $254 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $8,189/month with 20% down at a 7.28% 30-year fixed rate. You would need about $350,940 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $5,912/mo |
|---|
| Property tax (new-buyer reassessed rate) | $1,872/mo |
|---|
| Homeowners insurance | $405/mo |
|---|
| Total monthly | $8,189/mo |
|---|
| Down payment (20%) | $216,000 |
|---|
| Income needed | $350,940/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (52 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (52/100) |
|---|
| Beats renting in | 3% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $440,746 |
|---|
| Range (10th to 90th pct) | $243,989 to $672,954 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chicago, IL where local data is thin.
Local home values
Typical home values in Chicago, IL have risen about 27% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow