Mediterranean home in Pt Charlotte, FL
This Mediterranean property is located in Pt Charlotte, FL. The Mediterranean styling carries through the home's design.
| Price | $39,000 |
|---|
| Architectural style | Mediterranean (41% match) |
|---|
| Address | 15101 CHINOOK WAY LOT 8, Pt Charlotte, FL 33981 |
|---|
Why buy this home
- Confirmed Mediterranean architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $39K, this home is 95% below the $738K median for 96 similar Mediterranean homes in St. Petersburg, FL.
- New to market (6 days), so expect competition.
It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. No square footage is listed, so the per-square-foot comparison is not available. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $258/month with 20% down at a 7.28% 30-year fixed rate. You would need about $11,043 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $213/mo |
|---|
| Property tax (new-buyer reassessed rate) | $30/mo |
|---|
| Homeowners insurance | $15/mo |
|---|
| Total monthly | $258/mo |
|---|
| Down payment (20%) | $7,800 |
|---|
| Income needed | $11,043/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (70 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (70/100) |
|---|
| Beats renting in | 27% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $21,298 |
|---|
| Range (10th to 90th pct) | $13,219 to $31,171 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Miami, FL where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Trulia