Colonial home in BALTIMORE, MD
This 3,260-square-foot Colonial home in BALTIMORE, MD includes 4 bedrooms and 4 bathrooms. Notable features include attached garage and deck / patio. The Colonial styling carries through the home's design.
| Price | $842,500 |
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| Beds | 4 |
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| Baths | 4 |
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| Sqft | 3260 |
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| Architectural style | Colonial (71% match) |
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| Address | 205 Kemble Road, BALTIMORE, MD 21218 |
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Why buy this home
- Confirmed Colonial architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage, deck / patio.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $843K, this home is 111% above the $399K median for 174 similar Colonial homes in Baltimore, MD.
- That works out to $258 per square foot, 34% above the $192 comparable rate.
| This home | $842,500 |
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| Colonial median in Baltimore, MD | $399,000 (174 homes) |
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| Price per sq ft | $258 vs. $192 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $5,679/month with 20% down at a 7.28% 30-year fixed rate. You would need about $243,375 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $4,612/mo |
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| Property tax (new-buyer reassessed rate) | $751/mo |
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| Homeowners insurance | $316/mo |
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| Total monthly | $5,679/mo |
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| Down payment (20%) | $168,500 |
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| Income needed | $243,375/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (53 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (53/100) |
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| Beats renting in | 7% of modeled paths |
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| Modeled 5-yr equity (median) | $338,434 |
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| Range (10th to 90th pct) | $185,560 to $520,327 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Baltimore, MD where local data is thin.
Local home values
Typical home values in Baltimore, MD have risen about 15% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately