Ranch home in Chattanooga, TN
Set in Chattanooga, TN, this Ranch home provides 4 bedrooms and 3 bathrooms across 1,549 square feet. The Ranch styling carries through the home's design.
| Price | $329,900 |
|---|
| Beds | 4 |
|---|
| Baths | 3 |
|---|
| Sqft | 1549 |
|---|
| Architectural style | Ranch (85% match) |
|---|
| Address | 705 Highview Drive, Chattanooga, TN 37415 |
|---|
Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced a little above the area.
- At $330K, this home is 6% above the $310K median for 460 similar Ranch homes in Chattanooga, TN.
- That works out to $213 per square foot, 13% above the $188 comparable rate.
- On the market 22 days.
| This home | $329,900 |
|---|
| Ranch median in Chattanooga, TN | $310,000 (460 homes) |
|---|
| Price per sq ft | $213 vs. $188 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,114/month with 20% down at a 7.28% 30-year fixed rate. You would need about $90,586 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,806/mo |
|---|
| Property tax (new-buyer reassessed rate) | $184/mo |
|---|
| Homeowners insurance | $124/mo |
|---|
| Total monthly | $2,114/mo |
|---|
| Down payment (20%) | $65,980 |
|---|
| Income needed | $90,586/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (60 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (60/100) |
|---|
| Beats renting in | 12% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $148,270 |
|---|
| Range (10th to 90th pct) | $85,738 to $222,276 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chattanooga, TN where local data is thin.
Local home values
Typical home values in Chattanooga, TN have risen about 24% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately