home in Houston, TX
This property is located in Houston, TX.
| Price | $65,000 |
|---|
| Address | Wiloak St, Houston, TX 77028 |
|---|
Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Not enough comparable sales to call the price yet.
- New to market (4 days), so expect competition.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $471/month with 20% down at a 7.28% 30-year fixed rate. You would need about $20,193 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $356/mo |
|---|
| Property tax (new-buyer reassessed rate) | $91/mo |
|---|
| Homeowners insurance | $24/mo |
|---|
| Total monthly | $471/mo |
|---|
| Down payment (20%) | $13,000 |
|---|
| Income needed | $20,193/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (70 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (70/100) |
|---|
| Beats renting in | 26% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $36,165 |
|---|
| Range (10th to 90th pct) | $22,549 to $52,305 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Houston, TX where local data is thin.
Local home values
Typical home values in Houston, TX have risen about 12% over the past 5 years (-2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia