Cottage / Storybook home in Cincinnati, OH
A Cottage home in Cincinnati, OH, it offers 3 bedrooms and 2 bathrooms across 1,092 square feet. Its Cottage character defines the property's look.
| Price | $279,900 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1092 |
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| Architectural style | Cottage / Storybook (32% match) |
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| Address | 1943 Garden Lane, Cincinnati, OH 45237 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced a little above the area.
- At $280K, this home is 2% below the $285K median for 154 similar Cottage / Storybook homes in Cincinnati, OH.
- That works out to $256 per square foot, 34% above the $191 comparable rate.
- On the market 16 days.
| This home | $279,900 |
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| Cottage / Storybook median in Cincinnati, OH | $285,000 (154 homes) |
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| Price per sq ft | $256 vs. $191 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,008/month with 20% down at a 7.28% 30-year fixed rate. You would need about $86,054 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,532/mo |
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| Property tax (new-buyer reassessed rate) | $371/mo |
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| Homeowners insurance | $105/mo |
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| Total monthly | $2,008/mo |
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| Down payment (20%) | $55,980 |
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| Income needed | $86,054/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (68 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (68/100) |
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| Beats renting in | 21% of modeled paths |
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| Modeled 5-yr equity (median) | $152,235 |
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| Range (10th to 90th pct) | $94,945 to $219,114 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Cincinnati, OH where local data is thin.
Local home values
Typical home values in Cincinnati, OH have risen about 26% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately