home in Cleveland, OH
This 1,269-square-foot home in Cleveland, OH includes 3 bedrooms and 2 bathrooms.
| Price | $168,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1269 |
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| Address | 1820 W 38th St, Cleveland, OH 44113 |
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Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,205/month with 20% down at a 7.28% 30-year fixed rate. You would need about $51,651 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $920/mo |
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| Property tax (new-buyer reassessed rate) | $223/mo |
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| Homeowners insurance | $63/mo |
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| Total monthly | $1,205/mo |
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| Down payment (20%) | $33,600 |
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| Income needed | $51,651/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
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| Beats renting in | 13% of modeled paths |
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| Modeled 5-yr equity (median) | $83,389 |
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| Range (10th to 90th pct) | $50,438 to $122,587 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Cleveland, OH where local data is thin.
Local home values
Typical home values in Cleveland, OH have risen about 32% over the past 5 years (+4% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia