Townhouse / Rowhouse home in BALTIMORE, MD
A Townhouse home in BALTIMORE, MD, it offers 3 bedrooms and 2 bathrooms across 1,732 square feet. Standout details include lake / river / water view and hardwood floors.
| Price | $275,000 |
|---|
| Beds | 3 |
|---|
| Baths | 2 |
|---|
| Sqft | 1732 |
|---|
| Architectural style | Townhouse / Rowhouse (95% match) |
|---|
| Address | 358 Elrino Street, BALTIMORE, MD 21224 |
|---|
Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Features: hardwood floors, lake / river / water view.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $275K, this home is 17% above the $235K median for 2521 similar Townhouse / Rowhouse homes in Baltimore, MD.
- That works out to $159 per square foot, 1% below the $161 comparable rate.
| This home | $275,000 |
|---|
| Townhouse / Rowhouse median in Baltimore, MD | $235,000 (2521 homes) |
|---|
| Price per sq ft | $159 vs. $161 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,854/month with 20% down at a 7.28% 30-year fixed rate. You would need about $79,440 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,505/mo |
|---|
| Property tax (new-buyer reassessed rate) | $245/mo |
|---|
| Homeowners insurance | $103/mo |
|---|
| Total monthly | $1,854/mo |
|---|
| Down payment (20%) | $55,000 |
|---|
| Income needed | $79,440/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home D (45 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | D (45/100) |
|---|
| Beats renting in | 5% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $98,546 |
|---|
| Range (10th to 90th pct) | $49,875 to $156,779 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Baltimore, MD where local data is thin.
Local home values
Typical home values in Baltimore, MD have risen about 15% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately