Victorian / Queen Anne home in Providence, RI
A Victorian home in Providence, RI, it offers 5 bedrooms and 2 bathrooms across 2,126 square feet. The Victorian styling carries through the home's design.
| Price | $429,900 |
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| Beds | 5 |
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| Baths | 2 |
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| Sqft | 2126 |
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| Architectural style | Victorian / Queen Anne (93% match) |
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| Address | 71 Bernard St, Providence, RI 02905 |
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Why buy this home
- Confirmed Victorian / Queen Anne architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $430K, this home is 39% below the $699K median for 118 similar Victorian / Queen Anne homes in Fall River, MA.
- That works out to $202 per square foot, 29% below the $283 comparable rate.
- On the market 11 days.
| This home | $429,900 |
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| Victorian / Queen Anne median in Fall River, MA | $699,450 (118 homes) |
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| Price per sq ft | $202 vs. $283 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,016/month with 20% down at a 7.28% 30-year fixed rate. You would need about $129,253 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,353/mo |
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| Property tax (new-buyer reassessed rate) | $502/mo |
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| Homeowners insurance | $161/mo |
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| Total monthly | $3,016/mo |
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| Down payment (20%) | $85,980 |
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| Income needed | $129,253/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (71 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (71/100) |
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| Beats renting in | 28% of modeled paths |
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| Modeled 5-yr equity (median) | $244,938 |
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| Range (10th to 90th pct) | $154,472 to $352,515 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Trulia