Ranch home in Hilton Head Island, SC
A Ranch home in Hilton Head Island, SC, it offers 3 bedrooms and 2 bathrooms across 1,610 square feet. The Ranch styling carries through the home's design.
| Price | $620,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1610 |
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| Architectural style | Ranch (52% match) |
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| Address | 25 Fernwood Court, Hilton Head Island, SC 29926 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little under the area.
- At $620K, this home is 8% below the $675K median for 23 similar Ranch homes in Hilton Head Island, SC.
- That works out to $385 per square foot, 8% above the $358 comparable rate.
- On the market 106 days, which is a long time; sellers are often flexible at this point.
| This home | $620,000 |
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| Ranch median in Hilton Head Island, SC | $675,000 (23 homes) |
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| Price per sq ft | $385 vs. $358 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,921/month with 20% down at a 7.28% 30-year fixed rate. You would need about $168,030 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,394/mo |
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| Property tax (new-buyer reassessed rate) | $295/mo |
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| Homeowners insurance | $233/mo |
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| Total monthly | $3,921/mo |
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| Down payment (20%) | $124,000 |
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| Income needed | $168,030/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (65 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (65/100) |
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| Beats renting in | 19% of modeled paths |
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| Modeled 5-yr equity (median) | $303,526 |
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| Range (10th to 90th pct) | $182,878 to $457,152 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Hilton Head Island, SC where local data is thin.
Local home values
Typical home values in Hilton Head Island, SC have risen about 35% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow