Cottage / Storybook home in Portland, OR
This 1,723-square-foot Cottage home in Portland, OR includes 2 bedrooms and 1 bathroom. Its Cottage character defines the property's look.
| Price | $385,000 |
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| Beds | 2 |
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| Baths | 1 |
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| Sqft | 1723 |
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| Architectural style | Cottage / Storybook (53% match) |
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| Address | 11140 NE Schuyler St, Portland, OR 97220 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $385K, this home is 35% below the $595K median for 593 similar Cottage / Storybook homes in Portland, OR.
- That works out to $223 per square foot, 30% below the $319 comparable rate.
- On the market 16 days.
| This home | $385,000 |
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| Cottage / Storybook median in Portland, OR | $595,000 (593 homes) |
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| Price per sq ft | $223 vs. $319 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,550/month with 20% down at a 7.28% 30-year fixed rate. You would need about $109,291 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,107/mo |
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| Property tax (new-buyer reassessed rate) | $298/mo |
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| Homeowners insurance | $144/mo |
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| Total monthly | $2,550/mo |
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| Down payment (20%) | $77,000 |
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| Income needed | $109,291/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (67 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (67/100) |
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| Beats renting in | 20% of modeled paths |
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| Modeled 5-yr equity (median) | $200,768 |
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| Range (10th to 90th pct) | $121,825 to $292,449 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Portland, OR where local data is thin.
Local home values
Typical home values in Portland, OR have risen about 6% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately