Adobe / Pueblo / Southwestern home in Scottsdale, AZ
This Adobe home in Scottsdale, AZ offers 3 bedrooms and 4 bathrooms across 2,544 square feet. The Adobe styling carries through the home's design.
| Price | $1,700,000 |
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| Beds | 3 |
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| Baths | 4 |
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| Sqft | 2544 |
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| Architectural style | Adobe / Pueblo / Southwestern (33% match) |
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| Address | 38638 N 104TH Street, Scottsdale, AZ 85262 |
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Why buy this home
- Confirmed Adobe / Pueblo / Southwestern architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
- At $1.7M, this home is 26% above the $1.4M median for 683 similar Adobe / Pueblo / Southwestern homes in Scottsdale, AZ.
- That works out to $668 per square foot, 34% above the $497 comparable rate.
- On the market 10 days.
| This home | $1,700,000 |
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| Adobe / Pueblo / Southwestern median in Scottsdale, AZ | $1,350,000 (683 homes) |
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| Price per sq ft | $668 vs. $497 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $10,821/month with 20% down at a 7.28% 30-year fixed rate. You would need about $463,762 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $9,305/mo |
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| Property tax (new-buyer reassessed rate) | $878/mo |
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| Homeowners insurance | $637/mo |
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| Total monthly | $10,821/mo |
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| Down payment (20%) | $340,000 |
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| Income needed | $463,762/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (72 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (72/100) |
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| Beats renting in | 31% of modeled paths |
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| Modeled 5-yr equity (median) | $945,071 |
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| Range (10th to 90th pct) | $594,633 to $1,384,604 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Zillow