home in BIRMINGHAM, AL
This 1,067-square-foot home in BIRMINGHAM, AL includes 2 bedrooms and 1 bathroom. Notable features include fireplace and hardwood floors.
| Price | $210,000 |
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| Beds | 2 |
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| Baths | 1 |
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| Sqft | 1067 |
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| Address | 613 20TH AVENUE SOUTH, BIRMINGHAM, AL 35205 |
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Why buy this home
- Features: fireplace, hardwood floors.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,300/month with 20% down at a 7.28% 30-year fixed rate. You would need about $55,713 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,149/mo |
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| Property tax (new-buyer reassessed rate) | $72/mo |
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| Homeowners insurance | $79/mo |
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| Total monthly | $1,300/mo |
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| Down payment (20%) | $42,000 |
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| Income needed | $55,713/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
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| Beats renting in | 17% of modeled paths |
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| Modeled 5-yr equity (median) | $99,772 |
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| Range (10th to 90th pct) | $56,911 to $145,769 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Birmingham, AL where local data is thin.
Local home values
Typical home values in Birmingham, AL have risen about 16% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately