Victorian / Queen Anne home in Oakland, CA
This 2,270-square-foot Victorian multifamily home in Oakland, CA includes 5 bedrooms. The Victorian styling carries through the home's design.
| Price | $1,195,000 |
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| Beds | 5 |
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| Sqft | 2270 |
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| Architectural style | Victorian / Queen Anne (91% match) |
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| Address | 962 54th St, Oakland, CA 94608 |
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Why buy this home
- Confirmed Victorian / Queen Anne architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $1.2M, this home is 25% below the $1.6M median for 640 similar Victorian / Queen Anne homes in San Francisco, CA.
- That works out to $526 per square foot, 33% below the $782 comparable rate.
- On the market 22 days.
| This home | $1,195,000 |
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| Victorian / Queen Anne median in San Francisco, CA | $1,598,500 (640 homes) |
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| Price per sq ft | $526 vs. $782 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $8,184/month with 20% down at a 7.28% 30-year fixed rate. You would need about $350,751 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $6,541/mo |
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| Property tax (new-buyer reassessed rate) | $1,195/mo |
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| Homeowners insurance | $448/mo |
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| Total monthly | $8,184/mo |
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| Down payment (20%) | $239,000 |
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| Income needed | $350,751/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (67 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (67/100) |
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| Beats renting in | 20% of modeled paths |
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| Modeled 5-yr equity (median) | $630,920 |
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| Range (10th to 90th pct) | $383,102 to $909,220 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward San Francisco, CA where local data is thin.
Local home values
Typical home values in San Francisco, CA have risen about 2% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow