Ranch home in Louisville, KY
This 960-square-foot Ranch home in Louisville, KY includes 3 bedrooms and 1 bathroom. The Ranch styling carries through the home's design.
| Price | $209,900 |
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| Beds | 3 |
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| Baths | 1 |
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| Sqft | 960 |
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| Architectural style | Ranch (81% match) |
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| Address | 4805 Cofer Ave, Louisville, KY 40258 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $210K, this home is 24% below the $275K median for 1350 similar Ranch homes in Louisville, KY.
- That works out to $219 per square foot, 27% above the $172 comparable rate.
- On the market 47 days, longer than usual here, so the seller may be open to offers.
| This home | $209,900 |
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| Ranch median in Louisville, KY | $275,000 (1350 homes) |
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| Price per sq ft | $219 vs. $172 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,378/month with 20% down at a 7.28% 30-year fixed rate. You would need about $59,060 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,149/mo |
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| Property tax (new-buyer reassessed rate) | $150/mo |
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| Homeowners insurance | $79/mo |
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| Total monthly | $1,378/mo |
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| Down payment (20%) | $41,980 |
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| Income needed | $59,060/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (62 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (62/100) |
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| Beats renting in | 15% of modeled paths |
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| Modeled 5-yr equity (median) | $98,354 |
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| Range (10th to 90th pct) | $57,221 to $147,622 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Louisville, KY where local data is thin.
Local home values
Typical home values in Louisville, KY have risen about 22% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow