Mediterranean home in 4400 Shadow Hills Cir #L Santa Barbara, CA
This Mediterranean condo in Santa Barbara, CA offers 2 bedrooms and 2 bathrooms across 1,677 square feet. The Mediterranean styling carries through the home's design.
| Price | $1,395,000 |
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| Beds | 2 |
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| Baths | 2 |
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| Sqft | 1677 |
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| Architectural style | Mediterranean (67% match) |
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| Address | 4400 Shadow Hills Cir #L Santa Barbara, CA 93105 |
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Why buy this home
- Confirmed Mediterranean architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- At $1.4M, this home is 53% below the $3M median for 14 similar Mediterranean homes in Santa Barbara, CA.
- That works out to $832 per square foot, 13% below the $953 comparable rate.
- New to market (4 days), so expect competition.
| This home | $1,395,000 |
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| Mediterranean median in Santa Barbara, CA | $2,950,000 (14 homes) |
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| Price per sq ft | $832 vs. $953 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $9,554/month with 20% down at a 7.28% 30-year fixed rate. You would need about $409,454 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $7,636/mo |
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| Property tax (new-buyer reassessed rate) | $1,395/mo |
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| Homeowners insurance | $523/mo |
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| Total monthly | $9,554/mo |
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| Down payment (20%) | $279,000 |
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| Income needed | $409,454/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (68 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (68/100) |
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| Beats renting in | 21% of modeled paths |
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| Modeled 5-yr equity (median) | $761,544 |
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| Range (10th to 90th pct) | $468,985 to $1,102,638 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Movoto