Victorian / Queen Anne home in Philadelphia, PA
Set in Philadelphia, PA, this Victorian home provides 4 bedrooms and 3 bathrooms across 2,301 square feet. Its Victorian character defines the property's look.
| Price | $599,900 |
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| Beds | 4 |
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| Baths | 3 |
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| Sqft | 2301 |
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| Architectural style | Victorian / Queen Anne (42% match) |
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| Address | 528 W Sedgwick St, Philadelphia, PA 19119 |
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Why buy this home
- Confirmed Victorian / Queen Anne architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
- At $600K, this home is 43% above the $420K median for 136 similar Victorian / Queen Anne homes in Philadelphia, PA.
- That works out to $261 per square foot, 28% above the $204 comparable rate.
- The asking price has already been cut about 2%, a sign the seller is motivated.
| This home | $599,900 |
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| Victorian / Queen Anne median in Philadelphia, PA | $420,000 (136 homes) |
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| Price per sq ft | $261 vs. $204 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,254/month with 20% down at a 7.28% 30-year fixed rate. You would need about $182,293 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,284/mo |
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| Property tax (new-buyer reassessed rate) | $745/mo |
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| Homeowners insurance | $225/mo |
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| Total monthly | $4,254/mo |
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| Down payment (20%) | $119,980 |
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| Income needed | $182,293/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (54 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (54/100) |
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| Beats renting in | 6% of modeled paths |
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| Modeled 5-yr equity (median) | $249,632 |
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| Range (10th to 90th pct) | $138,286 to $383,988 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Philadelphia, PA where local data is thin.
Local home values
Typical home values in Philadelphia, PA have risen about 28% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow