home in Louisville, KY
Set in Louisville, KY, this home provides 4 bedrooms and 3.5 bathrooms across 4,154 square feet.
| Price | $650,000 |
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| Beds | 4 |
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| Baths | 3.5 |
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| Sqft | 4154 |
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| Address | 4000 Bold Ruler Way, Louisville, KY 40214 |
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Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced in line with the area.
- New to market (3 days), so expect competition.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,267/month with 20% down at a 7.28% 30-year fixed rate. You would need about $182,892 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,558/mo |
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| Property tax (new-buyer reassessed rate) | $466/mo |
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| Homeowners insurance | $244/mo |
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| Total monthly | $4,267/mo |
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| Down payment (20%) | $130,000 |
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| Income needed | $182,892/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (62 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (62/100) |
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| Beats renting in | 13% of modeled paths |
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| Modeled 5-yr equity (median) | $301,650 |
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| Range (10th to 90th pct) | $178,484 to $449,931 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Louisville, KY where local data is thin.
Local home values
Typical home values in Louisville, KY have risen about 22% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia