home in Phoenix, AZ
This 1,496-square-foot home in Phoenix, AZ includes 3 bedrooms and 2 bathrooms.
| Price | $649,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1496 |
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| Address | 3840 E Sahuaro Drive, Phoenix, AZ 85028 |
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Why buy this home
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced in line with the area.
- New to market (3 days), so expect competition.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,131/month with 20% down at a 7.28% 30-year fixed rate. You would need about $177,048 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,552/mo |
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| Property tax (new-buyer reassessed rate) | $335/mo |
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| Homeowners insurance | $243/mo |
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| Total monthly | $4,131/mo |
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| Down payment (20%) | $129,800 |
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| Income needed | $177,048/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (81 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (81/100) |
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| Beats renting in | 50% of modeled paths |
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| Modeled 5-yr equity (median) | $419,540 |
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| Range (10th to 90th pct) | $273,149 to $582,757 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Phoenix, AZ where local data is thin.
Local home values
Typical home values in Phoenix, AZ have risen about 8% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow