Cottage / Storybook home in Big Bear Lake, CA
This Cottage home in Big Bear Lake, CA offers 2 bedrooms and 2 bathrooms across 1,160 square feet. The Cottage styling carries through the home's design.
| Price | $599,900 |
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| Beds | 2 |
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| Baths | 2 |
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| Sqft | 1160 |
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| Architectural style | Cottage / Storybook (53% match) |
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| Address | 39020 Bayview Ln, Big Bear Lake, CA 92315 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little above the area.
- At $600K, this home is 5% above the $569K median for 59 similar Cottage / Storybook homes in Big Bear Lake, CA.
- That works out to $517 per square foot, 17% above the $441 comparable rate.
- On the market 24 days.
| This home | $599,900 |
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| Cottage / Storybook median in Big Bear Lake, CA | $569,000 (59 homes) |
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| Price per sq ft | $517 vs. $441 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,109/month with 20% down at a 7.28% 30-year fixed rate. You would need about $176,080 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,284/mo |
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| Property tax (new-buyer reassessed rate) | $600/mo |
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| Homeowners insurance | $225/mo |
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| Total monthly | $4,109/mo |
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| Down payment (20%) | $119,980 |
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| Income needed | $176,080/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (59 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (59/100) |
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| Beats renting in | 10% of modeled paths |
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| Modeled 5-yr equity (median) | $271,356 |
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| Range (10th to 90th pct) | $158,812 to $411,324 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Zillow