Adobe / Pueblo / Southwestern home in Sedona, AZ
An Adobe home in Sedona, AZ, it offers 3 bedrooms and 3.5 bathrooms across 4,392 square feet. The Adobe styling carries through the home's design.
| Price | $4,495,000 |
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| Beds | 3 |
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| Baths | 3.5 |
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| Sqft | 4392 |
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| Architectural style | Adobe / Pueblo / Southwestern (83% match) |
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| Address | 20 HARVEST Lane, Sedona, AZ 86336 |
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Why buy this home
- Confirmed Adobe / Pueblo / Southwestern architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced above comparable homes.
- At $4.5M, this home is 368% above the $960K median for 362 similar Adobe / Pueblo / Southwestern homes in Sedona, AZ.
- That works out to $1023 per square foot, 107% above the $494 comparable rate.
- New to market (3 days), so expect competition.
| This home | $4,495,000 |
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| Adobe / Pueblo / Southwestern median in Sedona, AZ | $959,500 (362 homes) |
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| Price per sq ft | $1,023 vs. $494 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $28,612/month with 20% down at a 7.28% 30-year fixed rate. You would need about $1,226,242 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $24,604/mo |
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| Property tax (new-buyer reassessed rate) | $2,322/mo |
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| Homeowners insurance | $1,686/mo |
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| Total monthly | $28,612/mo |
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| Down payment (20%) | $899,000 |
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| Income needed | $1,226,242/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (74 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (74/100) |
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| Beats renting in | 34% of modeled paths |
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| Modeled 5-yr equity (median) | $2,630,979 |
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| Range (10th to 90th pct) | $1,680,361 to $3,817,649 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Trulia