Townhouse / Rowhouse home in Naperville, IL
This 2,669-square-foot Townhouse home in Naperville, IL includes 3 bedrooms and 4 bathrooms. It sits within the greater Chicago, IL area.
| Price | $799,990 |
|---|
| Beds | 3 |
|---|
| Baths | 4 |
|---|
| Sqft | 2669 |
|---|
| Architectural style | Townhouse / Rowhouse (89% match) |
|---|
| Address | 2122 Iron Ridge Ln, Naperville, IL 60563 |
|---|
Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
- At $800K, this home is 78% above the $449K median for 1473 similar Townhouse / Rowhouse homes in Chicago, IL.
- That works out to $300 per square foot, 10% above the $273 comparable rate.
- On the market 19 days.
| This home | $799,990 |
|---|
| Townhouse / Rowhouse median in Chicago, IL | $449,000 (1473 homes) |
|---|
| Price per sq ft | $300 vs. $273 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $6,066/month with 20% down at a 7.28% 30-year fixed rate. You would need about $259,952 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $4,379/mo |
|---|
| Property tax (new-buyer reassessed rate) | $1,387/mo |
|---|
| Homeowners insurance | $300/mo |
|---|
| Total monthly | $6,066/mo |
|---|
| Down payment (20%) | $159,998 |
|---|
| Income needed | $259,952/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home D (49 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | D (49/100) |
|---|
| Beats renting in | 2% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $303,029 |
|---|
| Range (10th to 90th pct) | $166,311 to $475,114 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chicago, IL where local data is thin.
Local home values
Typical home values in Chicago, IL have risen about 27% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow