home in Cincinnati, OH
This 1,932-square-foot home in Cincinnati, OH includes 4 bedrooms and 2.5 bathrooms.
| Price | $315,000 |
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| Beds | 4 |
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| Baths | 2.5 |
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| Sqft | 1932 |
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| Address | 3197 Libra Ln, Cincinnati, OH 45251 |
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Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced in line with the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,260/month with 20% down at a 7.28% 30-year fixed rate. You would need about $96,845 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,724/mo |
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| Property tax (new-buyer reassessed rate) | $417/mo |
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| Homeowners insurance | $118/mo |
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| Total monthly | $2,260/mo |
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| Down payment (20%) | $63,000 |
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| Income needed | $96,845/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (65 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (65/100) |
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| Beats renting in | 16% of modeled paths |
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| Modeled 5-yr equity (median) | $161,899 |
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| Range (10th to 90th pct) | $97,891 to $235,117 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Cincinnati, OH where local data is thin.
Local home values
Typical home values in Cincinnati, OH have risen about 26% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia