Victorian / Queen Anne home in Buffalo, NY
This 1,938-square-foot Victorian home in Buffalo, NY includes 4 bedrooms and 2 bathrooms. Its Victorian character defines the property's look.
| Price | $199,900 |
|---|
| Beds | 4 |
|---|
| Baths | 2 |
|---|
| Sqft | 1938 |
|---|
| Architectural style | Victorian / Queen Anne (30% match) |
|---|
| Address | 122 Ideal Street, Buffalo, NY 14206 |
|---|
Why buy this home
- Confirmed Victorian / Queen Anne architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $200K, this home is 13% below the $230K median for 565 similar Victorian / Queen Anne homes in Buffalo, NY.
- That works out to $103 per square foot, 6% below the $109 comparable rate.
| This home | $199,900 |
|---|
| Victorian / Queen Anne median in Buffalo, NY | $229,900 (565 homes) |
|---|
| Price per sq ft | $103 vs. $109 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,456/month with 20% down at a 7.28% 30-year fixed rate. You would need about $62,386 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,094/mo |
|---|
| Property tax (new-buyer reassessed rate) | $287/mo |
|---|
| Homeowners insurance | $75/mo |
|---|
| Total monthly | $1,456/mo |
|---|
| Down payment (20%) | $39,980 |
|---|
| Income needed | $62,386/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (81 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (81/100) |
|---|
| Beats renting in | 49% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $140,500 |
|---|
| Range (10th to 90th pct) | $94,295 to $195,681 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Buffalo, NY where local data is thin.
Local home values
Typical home values in Buffalo, NY have risen about 32% over the past 5 years (+4% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately