home in Mercer, MO
Set in Mercer, MO, this home provides 3 bedrooms and 2.5 bathrooms across 2,175 square feet. It sits within the greater St. Louis, MO area.
| Price | $410,000 |
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| Beds | 3 |
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| Baths | 2.5 |
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| Sqft | 2175 |
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| Address | 24281 M Hwy, Mercer, MO 64661 |
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Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little above the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,729/month with 20% down at a 7.28% 30-year fixed rate. You would need about $116,974 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,244/mo |
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| Property tax (new-buyer reassessed rate) | $331/mo |
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| Homeowners insurance | $154/mo |
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| Total monthly | $2,729/mo |
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| Down payment (20%) | $82,000 |
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| Income needed | $116,974/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (53 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (53/100) |
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| Beats renting in | 6% of modeled paths |
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| Modeled 5-yr equity (median) | $165,112 |
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| Range (10th to 90th pct) | $89,773 to $252,677 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in St. Louis, MO have risen about 24% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia