Townhouse / Rowhouse home in Charlotte, NC
Set in Charlotte, NC, this Townhouse home provides 3 bedrooms and 4 bathrooms across 2,418 square feet. The Townhouse styling carries through the home's design.
| Price | $579,000 |
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| Beds | 3 |
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| Baths | 4 |
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| Sqft | 2418 |
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| Architectural style | Townhouse / Rowhouse (96% match) |
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| Address | 3251 Luke Crossing Dr, Charlotte, NC 28226 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
- At $579K, this home is 55% above the $373K median for 662 similar Townhouse / Rowhouse homes in Charlotte, NC.
- That works out to $239 per square foot, 8% above the $222 comparable rate.
| This home | $579,000 |
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| Townhouse / Rowhouse median in Charlotte, NC | $372,606 (662 homes) |
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| Price per sq ft | $239 vs. $222 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,782/month with 20% down at a 7.28% 30-year fixed rate. You would need about $162,088 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,169/mo |
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| Property tax (new-buyer reassessed rate) | $396/mo |
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| Homeowners insurance | $217/mo |
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| Total monthly | $3,782/mo |
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| Down payment (20%) | $115,800 |
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| Income needed | $162,088/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (70 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (70/100) |
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| Beats renting in | 26% of modeled paths |
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| Modeled 5-yr equity (median) | $319,309 |
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| Range (10th to 90th pct) | $198,996 to $461,724 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Charlotte, NC where local data is thin.
Local home values
Typical home values in Charlotte, NC have risen about 22% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow