Townhouse / Rowhouse home in 121 Old Mountain Rd #121 Chattanooga, TN
A Townhouse condo in Chattanooga, TN, it offers 1 bedroom and 2 bathrooms across 1,007 square feet. The Townhouse styling carries through the home's design.
| Price | $318,900 |
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| Beds | 1 |
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| Baths | 2 |
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| Sqft | 1007 |
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| Architectural style | Townhouse / Rowhouse (88% match) |
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| Address | 121 Old Mountain Rd #121 Chattanooga, TN 37409 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced a little under the area.
- At $319K, this home is 11% below the $359K median for 334 similar Townhouse / Rowhouse homes in Chattanooga, TN.
- That works out to $317 per square foot, 40% above the $226 comparable rate.
- On the market 54 days, longer than usual here, so the seller may be open to offers.
| This home | $318,900 |
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| Townhouse / Rowhouse median in Chattanooga, TN | $359,000 (334 homes) |
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| Price per sq ft | $317 vs. $226 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,043/month with 20% down at a 7.28% 30-year fixed rate. You would need about $87,566 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,746/mo |
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| Property tax (new-buyer reassessed rate) | $178/mo |
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| Homeowners insurance | $120/mo |
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| Total monthly | $2,043/mo |
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| Down payment (20%) | $63,780 |
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| Income needed | $87,566/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (83 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (83/100) |
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| Beats renting in | 56% of modeled paths |
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| Modeled 5-yr equity (median) | $216,916 |
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| Range (10th to 90th pct) | $144,509 to $300,501 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chattanooga, TN where local data is thin.
Local home values
Typical home values in Chattanooga, TN have risen about 24% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto