Cottage / Storybook home in Milwaukee, WI
A Cottage home in Milwaukee, WI, it offers 4 bedrooms and 2 bathrooms across 2,021 square feet. The listing highlights hot tub / spa, swimming pool, deck / patio, and fireplace. The Cottage styling carries through the home's design.
| Price | $314,900 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 2021 |
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| Architectural style | Cottage / Storybook (31% match) |
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| Address | 3436 N 96th STREET, Milwaukee, WI 53222 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Features: deck / patio, fireplace, hot tub / spa, swimming pool.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced a little under the area.
- At $315K, this home is 23% above the $257K median for 140 similar Cottage / Storybook homes in Milwaukee, WI.
- That works out to $156 per square foot, 12% below the $177 comparable rate.
- On the market 10 days.
| This home | $314,900 |
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| Cottage / Storybook median in Milwaukee, WI | $257,000 (140 homes) |
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| Price per sq ft | $156 vs. $177 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,264/month with 20% down at a 7.28% 30-year fixed rate. You would need about $97,039 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,724/mo |
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| Property tax (new-buyer reassessed rate) | $422/mo |
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| Homeowners insurance | $118/mo |
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| Total monthly | $2,264/mo |
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| Down payment (20%) | $62,980 |
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| Income needed | $97,039/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (62 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (62/100) |
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| Beats renting in | 11% of modeled paths |
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| Modeled 5-yr equity (median) | $151,109 |
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| Range (10th to 90th pct) | $89,961 to $223,914 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Milwaukee, WI where local data is thin.
Local home values
Typical home values in Milwaukee, WI have risen about 31% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately