Cottage / Storybook home in Coeur D Alene, ID
Set in Coeur D Alene, ID, this Cottage home provides 2 bedrooms and 1 bathroom across 1,030 square feet. The Cottage styling carries through the home's design.
| Price | $495,000 |
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| Beds | 2 |
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| Baths | 1 |
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| Sqft | 1030 |
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| Architectural style | Cottage / Storybook (57% match) |
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| Address | 1310 E Maple Ave, Coeur D Alene, ID 83814 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $495K, this home is 20% below the $620K median for 24 similar Cottage / Storybook homes in Coeur d'Alene, ID.
- That works out to $481 per square foot, 10% above the $437 comparable rate.
- On the market 9 days.
| This home | $495,000 |
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| Cottage / Storybook median in Coeur d'Alene, ID | $619,500 (24 homes) |
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| Price per sq ft | $481 vs. $437 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,171/month with 20% down at a 7.28% 30-year fixed rate. You would need about $135,921 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,709/mo |
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| Property tax (new-buyer reassessed rate) | $276/mo |
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| Homeowners insurance | $186/mo |
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| Total monthly | $3,171/mo |
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| Down payment (20%) | $99,000 |
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| Income needed | $135,921/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
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| Beats renting in | 17% of modeled paths |
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| Modeled 5-yr equity (median) | $239,683 |
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| Range (10th to 90th pct) | $144,653 to $351,799 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Zillow