home in Napa, CA
Set in Napa, CA, this home provides 4 bedrooms and 2.5 bathrooms across 2,004 square feet.
| Price | $957,000 |
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| Beds | 4 |
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| Baths | 2.5 |
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| Sqft | 2004 |
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| Address | 4494 Jefferson Street, Napa, CA 94558 |
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Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little under the area.
- New to market (4 days), so expect competition.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $6,554/month with 20% down at a 7.28% 30-year fixed rate. You would need about $280,894 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $5,238/mo |
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| Property tax (new-buyer reassessed rate) | $957/mo |
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| Homeowners insurance | $359/mo |
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| Total monthly | $6,554/mo |
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| Down payment (20%) | $191,400 |
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| Income needed | $280,894/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
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| Beats renting in | 14% of modeled paths |
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| Modeled 5-yr equity (median) | $478,167 |
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| Range (10th to 90th pct) | $286,351 to $702,243 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Napa, CA where local data is thin.
Local home values
Typical home values in Napa, CA have risen about 3% over the past 5 years (-2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia