home in Asheville, NC
A home in Asheville, NC, it offers 3 bedrooms and 1 bathroom across 937 square feet. Standout details include deck / patio and hardwood floors.
| Price | $400,000 |
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| Beds | 3 |
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| Baths | 1 |
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| Sqft | 937 |
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| Address | 49 Harris Avenue, Asheville, NC 28806 |
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Why buy this home
- Features: deck / patio, hardwood floors.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced a little above the area.
- New to market (3 days), so expect competition.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,613/month with 20% down at a 7.28% 30-year fixed rate. You would need about $111,978 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,189/mo |
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| Property tax (new-buyer reassessed rate) | $273/mo |
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| Homeowners insurance | $150/mo |
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| Total monthly | $2,613/mo |
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| Down payment (20%) | $80,000 |
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| Income needed | $111,978/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (65 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (65/100) |
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| Beats renting in | 19% of modeled paths |
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| Modeled 5-yr equity (median) | $196,802 |
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| Range (10th to 90th pct) | $118,118 to $293,702 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Asheville, NC where local data is thin.
Local home values
Typical home values in Asheville, NC have risen about 18% over the past 5 years (-3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately