Mediterranean home in Miami, FL
This 3,219-square-foot Mediterranean home in Miami, FL includes 5 bedrooms and 5 bathrooms. Its Mediterranean character defines the property's look.
| Price | $975,000 |
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| Beds | 5 |
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| Baths | 5 |
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| Sqft | 3219 |
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| Architectural style | Mediterranean (75% match) |
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| Address | 12294 SW 125th St, Miami, FL 33186 |
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Why buy this home
- Confirmed Mediterranean architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $975K, this home is 30% below the $1.4M median for 1146 similar Mediterranean homes in Miami, FL.
- That works out to $303 per square foot, 44% below the $537 comparable rate.
- On the market 9 days.
| This home | $975,000 |
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| Mediterranean median in Miami, FL | $1,396,500 (1146 homes) |
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| Price per sq ft | $303 vs. $537 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $6,442/month with 20% down at a 7.28% 30-year fixed rate. You would need about $276,080 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $5,337/mo |
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| Property tax (new-buyer reassessed rate) | $739/mo |
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| Homeowners insurance | $366/mo |
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| Total monthly | $6,442/mo |
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| Down payment (20%) | $195,000 |
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| Income needed | $276,080/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (77 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (77/100) |
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| Beats renting in | 40% of modeled paths |
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| Modeled 5-yr equity (median) | $603,036 |
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| Range (10th to 90th pct) | $392,309 to $858,651 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Miami, FL where local data is thin.
Local home values
Typical home values in Miami, FL have risen about 30% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow