home in Tampa, FL
Set in Tampa, FL, this home provides 3 bedrooms and 2 bathrooms across 1,226 square feet.
| Price | $359,900 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1226 |
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| Address | 1221 E EMMA STREET, Tampa, FL 33603 |
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Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little under the area.
- New to market (4 days), so expect competition.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,378/month with 20% down at a 7.28% 30-year fixed rate. You would need about $101,909 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,970/mo |
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| Property tax (new-buyer reassessed rate) | $273/mo |
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| Homeowners insurance | $135/mo |
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| Total monthly | $2,378/mo |
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| Down payment (20%) | $71,980 |
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| Income needed | $101,909/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A+ (92 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A+ (92/100) |
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| Beats renting in | 80% of modeled paths |
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| Modeled 5-yr equity (median) | $299,816 |
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| Range (10th to 90th pct) | $207,836 to $407,192 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Tampa, FL where local data is thin.
Local home values
Typical home values in Tampa, FL have risen about 18% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia