Townhouse / Rowhouse home in Charlestown, MA
This 1,293-square-foot Townhouse condo in Charlestown, MA includes 2 bedrooms and 2 bathrooms. It sits within the greater Boston, MA area.
| Price | $1,195,000 |
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| Beds | 2 |
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| Baths | 2 |
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| Sqft | 1293 |
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| Architectural style | Townhouse / Rowhouse (79% match) |
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| Address | 281 1/2 Main St #281, Charlestown, MA 02129 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little above the area.
- The median for 1321 similar Townhouse / Rowhouse homes in Boston, MA is $1.2M.
- That works out to $924 per square foot, 30% above the $713 comparable rate.
- On the market 11 days.
| This home | $1,195,000 |
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| Townhouse / Rowhouse median in Boston, MA | $1,190,000 (1321 homes) |
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| Price per sq ft | $924 vs. $713 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $8,124/month with 20% down at a 7.28% 30-year fixed rate. You would need about $348,190 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $6,541/mo |
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| Property tax (new-buyer reassessed rate) | $1,135/mo |
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| Homeowners insurance | $448/mo |
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| Total monthly | $8,124/mo |
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| Down payment (20%) | $239,000 |
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| Income needed | $348,190/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (62 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (62/100) |
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| Beats renting in | 12% of modeled paths |
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| Modeled 5-yr equity (median) | $571,276 |
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| Range (10th to 90th pct) | $338,949 to $848,069 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Boston, MA where local data is thin.
Local home values
Typical home values in Boston, MA have risen about 23% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia