Cape Cod home in Chattanooga, TN
This 1,667-square-foot Cape Cod home in Chattanooga, TN includes 3 bedrooms and 2 bathrooms. Its Cape Cod character defines the property's look.
| Price | $350,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1667 |
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| Architectural style | Cape Cod (41% match) |
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| Address | 14 S Brooks Ave, Chattanooga, TN 37411 |
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Why buy this home
- Confirmed Cape Cod architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced in line with the area.
- The median for 10 similar Cape Cod homes in Chattanooga, TN is $350K.
- That works out to $210 per square foot, 9% above the $192 comparable rate.
- On the market 15 days.
| This home | $350,000 |
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| Cape Cod median in Chattanooga, TN | $350,389 (10 homes) |
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| Price per sq ft | $210 vs. $192 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,242/month with 20% down at a 7.28% 30-year fixed rate. You would need about $96,105 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,916/mo |
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| Property tax (new-buyer reassessed rate) | $195/mo |
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| Homeowners insurance | $131/mo |
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| Total monthly | $2,242/mo |
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| Down payment (20%) | $70,000 |
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| Income needed | $96,105/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (65 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (65/100) |
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| Beats renting in | 19% of modeled paths |
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| Modeled 5-yr equity (median) | $169,869 |
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| Range (10th to 90th pct) | $101,941 to $252,661 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chattanooga, TN where local data is thin.
Local home values
Typical home values in Chattanooga, TN have risen about 24% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow